CORE BUSINESS OF PTCS



 Subscription Loan

 Surety Loan

 Emergency Loan

 Family Special Loan


 Consumer Purchase 
 Scheme


 Tyre / Battery / Repair
 Scheme


 Road Tax / Insurance
 Renewal for Motor


 Share Credit Scheme


 Overdraft Facility

< back to Core Business

 Consumer Purchase Scheme

Amount

- RM10.000

Interest rate

- 5.5% per annum

Conditions

- Sureties

   Below RM2,000             - Nil 
   RM2,000 - RM5,001      - 1 Surety   
   RM5,002 - RM10,000    - 2 Sureties
- Photostat copy of latest payslip.

Repayment

- 72 months

Eligibility

- 3 months membership

Purposes

- Purchase of
  home appliances, computers, handphones, motor vehicle,
- Covers
  tours or tours organised by other agents,
 (inclusive of immediate family who wish to join in)
  Haj/Umrah or Pilgrimage to other religious places,
  & children's convocation.


- view Application Form


* Changes with effect from May 2009